The Rs.40,000 Premium Prize Bond (Registered) is Pakistan’s highest-value active Prize Bond denomination. It is a registered product rather than an ordinary bearer bond, with a current First Prize of Rs.80,000,000, quarterly draws and biannual profit. Prize money and profit are credited directly to the investor’s registered bank account.

Use this page as the main Saving.com.pk hub for the latest Rs.40,000 Premium Prize Bond result, upcoming draw information, previous winning lists and current prize details.

For older draws, you can also use Power Search to check available historical winning-number records.

Rs.40,000 Premium Prize Bond at a Glance

SBP BSC’s official Premium Prize Bond FAQ gives 664 prize numbers per series for Rs.40,000: one First Prize, three Second Prizes and 660 Third Prizes.

Rs.40,000 Premium Prize Bond Draw Schedule 2026

The official 2026 calendar contains four Rs.40,000 Premium draws:

The Central Directorate of National Savings schedule confirms these exact dates and cities. If a scheduled date falls on a public holiday, the draw moves to the following working day.

Today’s Rs.40,000 Premium Draw

As of 10 September 2026, the third Rs.40,000 Premium Prize Bond draw of the year is scheduled today in Sialkot.

At the time this page content is being prepared, National Savings’ online Rs.40,000 archive shows the March and June 2026 draw entries but does not yet show a published September result. Saving.com.pk should therefore continue to mark the Sialkot draw as upcoming or awaiting result until the actual winning list is published and checked.

Do not pre-populate First, Second or Third Prize numbers before the published result is available.

Once the result has been verified and imported, the plugin can automatically change:

Upcoming Draw → Result Available

The remaining 2026 draw is scheduled for 10 December 2026 in Lahore.

For the complete calendar covering all denominations, use Prize Bond Draw Schedule.

Rs.40,000 Premium Prize Bond Prize Details

The current prize structure per series is:

These figures come from SBP BSC’s current Premium Prize Bond scheme information.

First Prize — Rs.80 Million

There is one First Prize number per series:

1 × Rs.80,000,000

Rs.80 million is currently the highest single Prize Bond prize among Pakistan’s active denominations. National Savings also identifies Rs.80 million as the highest prize for the Rs.40,000 Premium Prize Bond.

Second Prize — Rs.30 Million

Three numbers receive:

3 × Rs.30,000,000 each

These three numbers should be displayed prominently on each completed draw page rather than blended into the longer Third Prize list.

Third Prize — Rs.500,000

The Third Prize list contains:

660 × Rs.500,000 each

That gives 664 prize numbers per series in total.

For comparison with Rs.100, Rs.200, Rs.750, Rs.1,500 and Rs.25,000 Premium, see Prize Bond Prize Details.

Registered Premium Bond — Not the Old Rs.40,000 Bearer Bond

This distinction should be highly visible on /rs-40000/.

The current product is:

Rs.40,000 Premium Prize Bond (Registered)

It is not the former Rs.40,000 bearer National Prize Bond.

SBP’s historical notices separately record the withdrawal of the old bearer Rs.40,000 instrument, while the registered Premium product remains active.

Do not combine historical results from the old bearer Rs.40,000 product with current Premium draw results without clearly identifying which product the result belongs to.

For the withdrawal history, see Discontinued Prize Bonds in Pakistan.

How to Check an Rs.40,000 Premium Prize Bond Result

For a recent draw, open the completed result through the live section at the top of this page.

Each result should clearly identify:

• Rs.40,000 Premium denomination;
• draw number;
• draw date;
• draw city;
• First Prize number;
• three Second Prize numbers;
• complete 660-number Third Prize list;
• prize tier and amount;
• recent Rs.40,000 draw links.

For an older number, use Power Search.

Enter the complete six-digit bond number.

For example:

Correct: 004381

Not:

Incorrect: 4381

Leading zeros are part of the Prize Bond number and should remain intact in the Saving.com.pk database.

A match on Saving.com.pk helps you locate the corresponding draw. The official published result remains the final reference where prize money is involved.

How Registration Changes the Rs.40,000 Prize Bond

Rs.40,000 Premium is not an anonymous bearer product.

National Savings states that Premium Prize Bonds are:

• registered in the investor’s name;
• available to adult Pakistani citizens and Overseas Pakistanis;
• connected with the investor’s bank account;
• transferable;
• pledge-able;
• eligible for quarterly draws and biannual profit.

SBP’s Premium FAQ also confirms that registration is mandatory before purchase because the bonds are registered instruments.

That ownership record affects how prizes, profit, transfer and lost-bond cases are handled.

Where Can You Buy an Rs.40,000 Premium Prize Bond?

National Savings currently states that Premium Prize Bonds can be purchased from:

• SBP BSC offices; and
• authorized commercial-bank branches.

Purchase methods include:

• cash;
• cheque;
• pay order; and
• bank draft.

Documents listed by National Savings include a CNIC copy, Account Maintenance Certificate containing account and IBAN information, filer tax certificate where applicable and nominee CNIC details.

The authorized commercial-bank sales channel remains current. SBP issued revised settlement instructions for banks handling Premium Prize Bond sales on 6 August 2026.

For full purchasing guidance, use Where and How to Buy Prize Bonds.

Two-Month Eligibility Rule

Buying an Rs.40,000 Premium Prize Bond immediately before qura andazi does not automatically make it eligible for that draw.

SBP BSC’s Premium Prize Bond FAQ gives a minimum holding or retention period of two months for both Rs.25,000 and Rs.40,000 Premium Prize Bonds to become eligible for the forthcoming draw.

This is different wording from the 60-day issue rule generally discussed for ordinary bearer National Prize Bonds, so the Premium rule should be explained separately.

When checking an upcoming draw, consider both the draw date and when the Premium Prize Bond was acquired.

Rs.40,000 Premium Prize Bond Profit

Premium Prize Bonds provide a profit feature in addition to participation in quarterly draws.

The current Finance Division notification sets the biannual profit rate at 2.92% for Premium Prize Bonds covered by the notification, with the new rate applying to profit due after 9 September 2025 until further notification.

National Savings also currently states the Premium Prize Bond profit rate as 2.92% biannual.

Example

For one Rs.40,000 Premium Prize Bond:

Rs.40,000 × 2.92% = Rs.1,168

So the gross profit for one six-month period at the currently notified rate would be Rs.1,168 before applicable withholding tax.

The rate can change through a later government notification. For that reason, Saving.com.pk should keep the rate in editable page content or dynamic data rather than placing it permanently inside an image.

How Prize Money and Profit Are Paid

This is one of the biggest differences from ordinary bearer bonds.

National Savings states that both prize money and profit are credited directly to the investor’s registered bank account, and no ordinary application form is required for claiming them.

So if your Rs.40,000 Premium number appears in a winning list, you do not normally follow the PB-23 bearer-bond prize claim process.

You should still check that your registered bank information remains accurate and verify the winning number against the corresponding official result.

Tax on Rs.40,000 Premium Prize Bond Winnings

National Savings currently states that withholding tax applies to both Premium Prize Bond prize money and profit:

• 15% for filers / persons appearing on ATL
• 30% for non-filers / persons not appearing on ATL.

For the Rs.80,000,000 First Prize:

These are simple examples based on the currently published rates, not individual tax advice.

For more detail, see Prize Bond Tax for Filer and Non-Filer.

Can an Rs.40,000 Premium Prize Bond Be Transferred?

Yes.

National Savings describes Premium Prize Bonds as transferable and pledge-able.

Because the bond is registered, ownership transfer should be completed through the prescribed procedure. It is not the same as simply handing another person an ordinary bearer Prize Bond.

This protects the connection between:

registered owner → bond record → bank account → future prize/profit payments

For a broader explanation, see Rs.25,000 and Rs.40,000 Premium Prize Bonds.

What If an Rs.40,000 Premium Prize Bond Is Lost?

Losing a registered Premium Prize Bond is different from losing an ordinary bearer bond.

Because ownership is registered, SBP BSC maintains a formal procedure for reporting a lost Premium Prize Bond. A registered investor should use the current official lost-bond process rather than treating the case like a lost Rs.750 or Rs.1,500 bearer instrument.

Do not rely on an unofficial agent or an old form copied from another website.

For current Premium forms and procedures, use the relevant SBP BSC official resources.

Can Anyone Predict the Rs.40,000 Premium Draw?

No official method guarantees the next winning number.

A previous result can tell you what happened in an earlier draw. It cannot tell you which number will be selected in Sialkot, Lahore or another future qura andazi.

SBP BSC states that Premium Prize Bond draws are held quarterly by a committee constituted by CDNS, are open to the general public and use a hand-operated draw machine.

That is why Saving.com.pk separates searchable historical results from guess papers, VIP-number claims and prediction formulas.

See Prize Bond Guess Papers for more information.

Previous Rs.40,000 Premium Prize Bond Draws

The lower part of /rs-40000/ should provide database-driven access to historical Premium results.

Use compact cards such as:

Draw #
10 June 2026
Muzaffarabad
View Full Result

National Savings currently maintains downloadable Rs.40,000 Premium draw records covering multiple years, including 2019 through the 2026 results published so far.

Do not manually build a long archive of result URLs inside the article. The Saving.com.pk plugin should generate this from stored draw records.

That gives /rs-40000/ three clear jobs:

Latest result → Upcoming draw → Historical results

FAQs

What is the First Prize of the Rs.40,000 Premium Prize Bond?

The current First Prize is Rs.80,000,000 for one winning number per series. There are also three Second Prizes of Rs.30,000,000 and 660 Third Prizes of Rs.500,000.

How many prize numbers are there in an Rs.40,000 Premium draw?

There are 664 prize numbers per series: one First Prize, three Second Prizes and 660 Third Prizes.

When is the September 2026 Rs.40,000 Premium Prize Bond draw?

The official schedule gives 10 September 2026 in Sialkot. The final 2026 draw is scheduled for 10 December 2026 in Lahore.

Is the current Rs.40,000 Prize Bond a bearer bond?

No. The active Rs.40,000 product is the Premium Prize Bond (Registered). The old Rs.40,000 bearer National Prize Bond was withdrawn from circulation.

Does an Rs.40,000 Premium Prize Bond earn profit?

Yes. The current government notification provides a 2.92% biannual profit rate, until further notification.

Do I need to submit a normal Prize Bond claim form after winning?

Normally, no. National Savings states that Premium Prize Bond prize money is directly credited to the investor’s registered bank account.

How long must the bond be held before it is eligible for a draw?

SBP BSC currently gives a two-month minimum holding period for Rs.40,000 Premium Prize Bonds to qualify for the forthcoming draw.